These Terms and Conditions ("Terms") govern your use of the services provided by No More Cold Calls Collective ("we," "us," or "our") and your access to our website at [Your Website URL Here]. By accessing or using our services, you agree to be bound by these Terms.

1. Services
   No More Cold Calls Collective provides direct digital marketing services exclusively for licensed financial advisors. Our services are professional in nature and designed solely for business use.

   
   

2. Eligibility
   Our services are directed at and intended for financial advisors who are licensed professionals. By engaging with our services, you represent and warrant that you are a licensed professional acting in a business capacity. There is no specific age restriction; however, users must meet the professional licensing requirements necessary to practice as a financial advisor.

   
   

3. User Accounts
   Our services do not require user account registration. All engagements are based on professional service agreements and invoicing.

   
   

4. Intellectual Property Rights (IP)
   All content on this website, including texts, graphics, logos, images, service descriptions, and all marketing materials (collectively, the "Content"), is the property of No More Cold Calls Collective and is protected by intellectual property laws. You are granted no right or license to use the Content for any purpose without our express written permission.

   
   

5. Client Obligations
   As a client, you agree to provide us with accurate and complete information required for the provision of the digital marketing services. You warrant that you have the right to provide any information or assets (such as logos or client lists) that you share with us.

   
   

6. Disclaimer of Warranties
   Our services are provided on an "as-is" and "as-available" basis. We make no warranties